Presumptive Tax (Professionals)

Section 44ADA Tax Calculator

Estimate tax under presumptive taxation for professionals: eligibility (₹75L vs ₹50L), deemed income (50%+), and a simple tax estimate you can share/export.

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Last reviewed:26 Jan 2026
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Section 44ADA Tax Calculator Tool

ITR Code: 14003 - Technical Consultancy

Cash receipts must be ≤ 5% to qualify for ₹75 Lakh limit (else ₹50 Lakh).

50%

Default is 50%. Increase if you want to declare higher profits.

Calculate your 44ADA tax

Enter your gross receipts to see eligibility and a quick tax estimate.

Tip: shareable links + PNG export work after you calculate once.
Shareable link
Your inputs are encoded into the URL, so you can share the exact scenario.
Export summary
Copy a clean summary, download a PNG card, or print a one-page snapshot.
Real-world toggles
GST-included receipts, other income, and (old regime) deductions can be added when needed.

Who can use Section 44ADA

Typically eligible
  • Resident individuals & partnerships (commonly cited; LLPs excluded for ITR-4 eligibility in many cases).
  • Specified professions (IT/technical consultancy, medicine, legal, engineering, architecture, accountancy, interior decoration).
  • You’re okay declaring at least 50% of receipts as income (or higher).
Not ideal when
  • Your real profit is much lower than 50% and you need to declare lower income.
  • You have complex income like capital gains taxed at special rates (this tool doesn’t model special-rate rules).
  • You want a detailed deductions + exemptions computation (use the comparator for a fuller view).

44ADA turnover limit: ₹50L vs ₹75L

Rule
Cash receipts ≤ 5% → higher limit may apply
If cash receipts are within 5% of total receipts, many references state the higher threshold becomes available.
Limit
₹75,00,000
When cash receipts condition is satisfied.
Otherwise
₹50,00,000
If cash receipts exceed 5%.
Tip: If your invoices include GST, use the tool’s “receipts include GST” toggle to estimate receipts excluding GST.

How the “50% rule” works (and why it reduces compliance)

Regular provisions (the old way)

  • You earn ₹20 Lakhs
  • You track and justify expenses (rent, laptop, travel)
  • More bookkeeping effort and higher compliance complexity
  • Result: higher compliance burden
QUICK ESTIMATE

44ADA presumptive (simplified)

  • You earn ₹20 Lakhs
  • Deemed income starts at 50% (₹10L)
  • Tax is computed on deemed income (slabs apply)
  • Result: simpler record-keeping for many cases

Common 44ADA mistakes to avoid

Declaring < 50% profit

If you want to declare lower than 50%, you may need to follow regular provisions depending on your case. Consult a CA before filing.

Missing interest / other income

44ADA is for professional income. Interest income (FD/savings) is typically separate — include it if relevant.

Ignoring TDS context

If clients deducted TDS, ensure your receipts and reporting align with Form 26AS/AIS for smoother credit claims.

Wrong ITR form

44ADA is commonly filed using ITR-4 (Sugam) for presumptive taxation.

Eligible professions & codes (ITR-4)

These are commonly used categories/codes when filing (verify in your ITR utility for your year).

Profession CodeProfession Category
14001Architecture
14002Medical
14003Technical Consultancy
14004Engineering
14005Accountancy
14006Legal
16019Other Professionals

Examples

Example 1
Receipts ₹30L, cash 0%
  • Eligible limit: ₹75L (cash ≤ 5%)
  • Deemed income @50%: ₹15L
  • Tax depends on regime and other income/deductions (use tool)
Example 2
Receipts ₹55L, cash 8%
  • Cash > 5% → limit becomes ₹50L
  • Not eligible under 44ADA (as receipts exceed ₹50L)
  • Consider regular provisions / consult a CA

Frequently asked questions

What is the new 44ADA limit for FY 2024–25?

The limit is ₹75 Lakhs if your cash receipts are ≤ 5% of total gross receipts. If cash receipts exceed 5%, the limit remains ₹50 Lakhs.

Which professionals are eligible for 44ADA?

Resident Individuals and Partnerships (not LLPs) in specified professions such as technical consultancy (IT), medicine, law, architecture, engineering, accountancy, and interior decoration.

How is tax calculated under 44ADA?

You declare at least 50% of gross professional receipts as taxable income (deemed income). Tax is computed on that income as per slab rates under your chosen regime.

Can I declare less than 50% profit under 44ADA?

Generally, no. If you want to declare income lower than 50%, you may need to follow regular provisions (books/audit) depending on your case. Consult a CA for your scenario.

What is the ITR form for 44ADA?

Most 44ADA taxpayers file ITR-4 (Sugam), which is meant for presumptive taxation schemes.

Do I need to pay Advance Tax under 44ADA?

Yes. A common benefit cited is paying the full advance tax in one instalment by 15 March (instead of quarterly), subject to conditions. Verify for your year and situation.

Accuracy & sources

This tool is designed for quick planning and common-case estimation. Tax rules can change, and applicability can vary by assessee type and income mix. For filing decisions, verify with the latest ITR utility / notifications or your CA.

Primary references (official)
  • Income Tax portal: ITR-4 (Sugam) FAQs / guidance (view)
  • Income Tax portal: How to file ITR-4 (view)
  • Tax rates / rebate notes (official PDF) (view)
What this tool does not model
  • Surcharge & marginal relief at higher income thresholds
  • Special-rate income rules (e.g., certain capital gains)
  • Complex deduction/exemption planning (HRA, home loan, etc.)
  • Case-specific audit triggers / exceptions
Disclaimer: This is an estimation tool for guidance only and is not tax advice.